Home Mortgage Care

Expert Mortgage Solutions Made Simple

Serving Clients in Mississauga, The Greater Toronto Area

A trusted leader in the Mississauga mortgage market, Paramjit Singh Bhatia has earned the distinction of being named one of the top mortgage brokers in Mississauga. Known for his tailored mortgage solutions, Paramjit helps homebuyers and homeowners move forward with clarity, confidence, and peace of mind.

Services

As a experienced mortgage broker, Paramjit Singh Bhatia provides personalized mortgage solutions tailored to each client’s specific needs. From first-time homebuyers to refinancing and investment properties, he guides clients through every step of the mortgage process, ensuring clear advice, competitive rates, and confident decision-making.

First Mortgage

Buying your first home can be overwhelming as it’s an important milestone in life. Its an invaluable and costly asset, putting you under hefty financial stress..

Home Equity Line of Credit

If you owe your own home, you must have heard about home equity. So, do you have any idea what this term exactly means? To put it simply.

Mortgage Renewal

Life is unpredictable! You save money for years to buy a house or to send your children to reputed universities. While saving moneye.

Private Mortgage

A private mortgage is another method of financing in which the borrower get all the finance related help from a private lender.

Second Mortgage

Mortgages and loans are needed for different reasons such the house renovations, adjust debts consolidating high-interest rates of credit cards.

Commercial Mortgages

A commercial mortgage is completely different from residential mortgage because it is given to a property owner who wants financial help for investment purpose.

Simplify the complex mortgage process with us

With us getting home mortgage is a simple four step process. Connect with us to simplify your home loan procedure

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Please go for this wonderful calculator to pre-qualify and max mortgage you can be approved for

Home Mortgage Care

Seeking and financing your mortgage on your own can be a tedious task especially when you are not familiar with varied types of financial institutions. We at Home Mortgage Care works as your personal broker to help you sail through the process of finding your ideal mortgage option. For hiring the best broker for your mortgage, here are some essential questions to ask for.

What is a mortgage broker?

A mortgage broker is the private loan facilitator that assists you in finding an affordable mortgage solution for your unique needs. He serves as an intermediary between the borrower and the lender. These loan facilitator agents utilize all their contacts with different financial institutions to help the borrower find optimal solutions for their mortgage product needs. They aim to find a reasonable mortgage option with low-interest rates for the borrower.

Why do I need the services of a mortgage broker?

If you have no idea about the working of the mortgage and loan industry, then you have to spend a lot of time and effort into understanding the critical process. Even after you get the relevant information, there is no guarantee to find the best rate for the mortgage. With the assistance of a broker, you can easily navigate through the process and get the estimate for the different mortgage charges to find the right scheme. And, the most important, We, as a broker have direct access of major banks and lenders to shop around for you.The process will be quick as the broker has associations with different financial institutions and can shortlist the best ones for your mortgage needs. Also, the negotiations will be better as he can bargain with his lenders to lower the mortgage and interest rates.

How do I find the best mortgage deal for my requirements?

An ideal mortgage deal for you is the one that provides for flexible repayment terms along with comparatively low-interest rates. When you coordinate directly with the lender, you are liable to pay the mortgage amount with its interest rate in a monthly pattern. Moreover, the interest charges are quite high. In the case of the services of a broker, they provide you with the comparison of different rates offered to buy varied financial institutions and lenders. The chances of finding a suitable and affordable lender for your mortgage product are considerably greater. There could be a wide range of loan facilitating and payment options due to unique charges such as appraisal fee, closing charges, legal cost, etc.

What are the charges for broker services?

Different brokers have charge differently for their services and you need to consult a broker personally to determine the cost of their services. In most cases, the brokers do not charge a penny for their services but you have to pay for different relevant costs such as the legal fee, or appraisal fee, or the charges of the lender. Their fee is quite affordable and you can easily find an ideal mortgage broker at an affordable cost.

Recent Google Reviews

Our Clients Love

Home Mortgage Care is a great place because the whole mortgage process with them was easy. I consulted Paramjit Singh for First Mortgage and he helped me approved my first loan with no hassle.

This is my second mortgage with Home Mortgage Care. The broker was quick, incredibly knowledgeable and efficient. He helped us get great rate and solved all my queries with patience.

Once again, our friend Paramjit Singh Bhatia pulled through for us. His help made the process of mortgage smooth and worry free. It’s a great pleasure working with him. He is professional, honest, courteous and most importantly a man of his words. I got mortgage for my new construction project on time. Thank you again!

Worked with Paramjit Singh Bhatia. A trustworthy, knowledgeable honest, reliable and sincere gentleman to work within. Looking for a mortgage deal? Surf nowhere but this gentleman. Thank you Paramjit.