GET SECURED LINE OF CREDIT WITHOUT INCOME VERIFICATION
WITHOUT INCOME VERIFICATION
- Home Improvement
- Emergency Financing
- Consolidate debt
- No Minimum Credit Requirements
Paramjit Singh Bhatia,
Mortgage Broker
Paramjit Singh Bhatia,
Mortgage Broker
Purchase, Refinance, 2nd Mortgage, Debt Consolidation, Equity Take Out.
Rush Closing; When Bank Says No, We Say Yes!Â
| LTV up to 85% | High Score Required |
| LTV up to 80% | Low Score |
| LTV up to 75% | Low Score & Low Cost |
| LTV up to 65% | Low Cost & Low Rate |
Are you having difficulty qualifying for a traditional mortgage loan? Or are you on a short timeline and unable to wait around for the bank to make its final approval? If you are in either of these situations, you may be interested in a private mortgage loan. This type of financing is faster and much easier to qualify for, as the private lender will base your approval mainly on the equity of your home (up to 80% of the home’s value) rather than your credit history or proof of income.
Pay Off Debts, Improve Credit Score, Equity Line Of Credit
Good, Bad, Low Credit, Bankruptcy, Consumer Proposal?












In Canada, most of the mortgages usually last for 5 years but the time duration of private mortgages is only one to two years. So, private mortgages can help if you want to attain the property for a short duration. Also, it can help you to improve your credit history in one to two years so that you can apply for a home loan from a bank after finish up your short-term private mortgage.
Home Equity, Interest Rate, and Monthly Payments with No Obligations quote
Esra G2025-02-25 With Mr. Paramjit Singh Bhatia’s dedication and due diligence, he was able to get a rush closing done for my property. He went above and beyond and kept me informed every step of the way to ensure that I was comfortable with the process as well. He is an honest person with integrity who helped me in my time of need, it was definitely a learning experience for me. I cannot recommend him enough for anyone who needs to get any mortgage done. Very knowledgeable and a great person to work with. Thank you again! Angus Wong2025-02-08 Paramjit was so easier to work with, and I love his diligent into details. But what is more important, I enjoyed every bit of the business partnership when we worked together, more than a typical broker-client relationship. THANK YOU Paramjit, and it is my pleasure to have your help! Jovi Pascua2024-12-24 Complicated mortgage was given a solution by Paramjit. A very detailed and precise approach of service makes it possible. He will work with you on a timely manner. He is well focus in ensuring that the application will be successful according to the client's expectations. Thank you! Jagdish Sekhon2024-10-09 Paramjit is a great person, helped me with my mortgage. jude paul2024-07-22 Paramjit sticks to his word when he yes. Paramjit has been so instrumental on helping me get my LOC and my second mortgage. Thank You Paramjit Pranee SRi2024-07-06 We did mortgage with Paramjit Singh Bhatia, I was very satisfied with my experience. He was a very helping and honest person. RAMANDEEP SINGH2024-07-05 I had an exceptional experience working with Paramjit Singh Bhatia for my mortgage needs. His professionalism, dedication, and expertise made the entire process smooth and stress-free. Paramjit went above and beyond to secure the best possible rates and provide clear, unbiased guidance every step of the way. I highly recommend him to anyone looking for a trustworthy and knowledgeable mortgage broker. Kamalini Srikanthan2024-07-05 Paramjit Singh Bhatia helped us with line of credit, he also had excellent service. I enjoyed my experience here, thank you for your help srikanthan kandappan2024-05-14 Paramjit Singh Bhatia had amazing service to us, as well as helping us with our line of credit. I really enjoyed me experience







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